Your money personality is

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Micromanager

Micromanagers love planning, planning, and then planning some more! Their budget is usually designed to avoid surprises and in preparation for any foreseeable contingency. Micromanagers can become very uncomfortable if an unforeseen expense arises. They often can tell you how much they have in the bank to the penny and how much they spent this month on groceries, taxes, etc.

Micromanagers are often comfortable with spending money on luxury items, as long as they are planned for and built into their budget.

Micromanagers are rarely susceptible to investment schemes. However they may sometimes miss out on good opportunities as they repeatedly explore the pluses and minuses of an investment. If a micromanager does invest, it will tend to be in more conservative ventures such as bonds or CDs.

If you don’t feel your micromanaging to be excessive or cause you or your loved ones tension, this may be a very effective style of money management for you. If you find yourself spending an excessive amount of time reviewing your budget to the detriment of other spheres of your life, you may wish to explore developing more effective coping strategies.